Nairobi Man Takes Girlfriend to Court Over Ksh1.2 Million Loan Dispute

A Nairobi woman has been charged with obtaining money by false pretences after her boyfriend reported her to the authorities, leading to her appearance before the Milimani Law Courts. Tabitha Munee Mutua faced two counts, the first under Section 313 of the Penal Code and the second involving conspiracy to defraud under Section 317. Her case was presented before Chief Magistrate Dolphina Alego on Wednesday, November 26, 2025.

According to the charge sheet, Munee is accused of obtaining Ksh1,674,000 from her boyfriend, Moses Kiplagat Toroitich, by promising to involve him in a tender she claimed to have secured from the Kenya Rural Roads Authority to construct a road in Makueni County. The document states that this occurred between November 15 and November 18, 2024, within Nairobi’s Central Business District.

Part of the charge sheet read: “Tabitha Munee Mutua, on diverse dates between November 15, 2024, and November 18, 2024, at Nairobi Central Business District (CBD) within Nairobi County, jointly with others not before court, with intent to defraud, obtained Ksh1,674,000 from one Moses Kiplagat Toroitich by falsely pretending that you were in a position to incorporate him in a road construction awarded by KeRRA Makueni region to your company, Thomas Construction Limited, a fact you knew to be false.”

Munee denied all charges, and a plea of not guilty was entered.

Her lawyer, Kiseve, sought lenient bond and bail terms, informing the court that the accused and the complainant are still in a relationship. She added that Munee is a single mother raising a 5-year-old child on her own. She argued that the matter could be settled outside court, saying, “The complainant and the accused have been and are still in a relationship, and the matter can be sorted out of court.”

Magistrate Alego granted Munee a Ksh1 million bond with a surety of the same amount or an alternative cash bail of Ksh500,000. Pre-trial was scheduled for December 3, 2025.

What Did Munee Tell the Court After the Ruling?

Following the ruling, Munee raised her hand, requesting permission to explain her side of the story. The court allowed her to speak, and she claimed that she and the complainant had agreed to engage in a business deal. She stated that she later fell victim to fraud and lost the money he had given her for the project.

“When we agreed to do business, I was defrauded, and when I told the complainant, he said that I should pay him his money, but I could pay in portions monthly,” Munee told the court.

She further revealed that Kiplagat had given her Ksh1.2 million and expected an interest totalling Ksh400,000, bringing the total amount owed to Ksh1,674,000. According to her, they later agreed that she would repay only the initial Ksh1.2 million, which she has been paying in instalments. She stated that she has already paid KSh225,000.

Munee explained that the complainant recently called her, asking for Ksh52,000. She said she promised to send the money within the week but was arrested while trying to gather the amount. Overwhelmed, she broke down in court and pleaded for reduced bond terms, highlighting the financial strain she faces as a single parent.

“Naomba mahakama inihurumie, mheshimiwa. Nikona mtoto mdogo na sina hio pesa,” she said, asking the court for compassion as she navigates both her legal battle and the responsibilities of caring for her young child.

By Lucky Anyanje